Best Merchant Account Rates for U.S. Businesses
Highlights: Listed Alphabetically
BluePay’s interchange-plus pricing allows you to get the best rates possible for your credit card processing services. When you call or apply online to get a quote, make sure you ask for interchange-plus pricing and request no early termination fee. BluePay has all of the latest technology and products to help your business get to the next level, offers a free side-by-side cost analysis and has the BluePay Challenge where if they can’t save you money they’ll give you $500 for letting them try. BluePay takes extra precautions to ensure your customer’s card data is secure and is a Best of Category Award Winner with an A+ BBB rating. To learn more, visit the BluePay Website or read the complete review.
Dharma is the preferred merchant provider for many businesses offering transparent low cost interchange pricing with no annual fees, monthly minimums or early termination fees. They are best suited for businesses processing over 10K per month and offers interchange-plus pricing of 0.35% and a 0.15 transaction fee and for merchants processing less than 10K, they use their partner Flint where you can literally be set up in minutes. Dharma has several reviews sites listing them as one of the best merchant account providers available and is a Best of Category Award Winner as well. Dharma also has an A+ BBB rating and last year donated over $100,000 to charity and non-profit organizations. Pretty impressive. To learn more, visit the Dharma Website or read the complete review.
Leap Payments is a preferred provider for thousands of businesses and allows you to process payments with simple transparent interchange-plus pricing. Leap Payments also offers next day funding, low-cost interchange-pricing, gift cards, no junk fees, and an amazing “Lifetime Rate Lock” to assure your rates don’t increase after the initial signup. With Leap, you won’t find the old bait-and-switch or teaser rates, what you’ll get instead is simple, honest pricing along with world-class customer service. By coupling the Best of Category Award along with an A+ BBB rating we recommend you get a quote from this company when considering which provider is right for your business. To learn more, visit the Leap Payments Website or read the complete review.
Payline Data is one of the preferred payment providers for many types of businesses. With rave reviews and transparent interchange-plus pricing, you’ll be hard pressed to find a better merchant account provider. Payline Data is a Best of Category Award Winner with an A+ BBB rating and also donates 10% of every transaction to charitable and non-profit organizations giving you a warm and fuzzy feeling knowing that your transactions are part of the equation. They equip their merchants with EMV capable terminals ahead of the EMV liability shift to assure they have the most secure equipment to comply with the new EMV industry regulation. Payline offers simple transparent interchange pricing: The first is the Simple plan for 5K or less and has a $5 monthly fee, interchange-plus 0.50% with $0.10 transaction fee. The second is the Pro plan for merchants processing over 5k and has a $20 monthly fee, interchange-plus 0.20% with $0.10 transaction fee. No contracts or early termination fee let you know they’re customer oriented. To learn more, visit the Payline Data Website or read the complete review.