As we have recently reported, Google is bringing all its various payment tools which are under the Google Pay brand together. However, the Android Pay app stuck with its existing brand. That is changing today with the launch of Google pay app for Androids. With this, Google is providing an update to Android pay and also include new functions which the company hopes will provides a great payment service on the internet as well as in stores.
Additionally, Google is also launching a redesigned form of the Google Wallet app for sending and requesting money, and it’s called Google Pay Send. The users in the U.K and U.S. will be able to use the Google Pay app for sending and requesting money. Users which are new can download the Google Pay app now and the existing users of Android Pay will get updated version after some days.
Firstly, the new Google Pay app is a redesigned form of Android Pay which has a new look and also adheres closer to Google’s Material Design guidelines than the original one. However, there is little difference in terms of functionality. The notable change is that the Google Pay home screen now shows relevant stores which are around you where you can use it to pay. The list is personalized based on the previous stores where the service is used as well as your own location. Also, the home screen shows you all the purchase which you have made recently and you will be able to add your loyalty cards to the application.
Pali Bhat, the Google’s VP of Product management for Payment told me that the team wanted to make it very easy to start with Google Pay and also use the service to pay for other online goods and to do so easily. That implies that the users that banks with Bank of America in the U.S or a Google partner like Mbank in Poland can set up Google Pay with the aid of their bank’s app without installing Google Pay. Once it has been set, you can simply make payment with Google Pay online and in the real world.
Also, if a website or online app wanted to support this, the developer can request for Google API so as to see if a particular user has enabled Google Pay and can then accept payment through the medium (which will then be routed through the developer’s regular payment processors such as Braintree or Stripe).
Bhat said “we give developers a very simple API to implement Google Pay.” “The API is referred to as simple because we are not the one processing the payment but we ensure the credentials are passed to those doing it.” Apps such as Airbnb, DoorDash, Hotel Tonight and other already support this feature today.