Updated on January 18, 2022

Analysis Rating

Quality & Features

Excellent

Rates & Fees

Excellent

Month-to-Month & Cancel Fees

Excellent

Transparency

Excellent

Customer Support

Excellent

Reviews:

Great

Save with Square when you take $5,000 or less per month in card payments

Fair and competitive pricing, month-to-month contracts and no hidden fees.

Dera Joseph | Jan 18, 2022 | Advertiser Disclosure

Payline Data Reviews: Payline Data Review, Features, Pricing, Comparisons & Complaints

reviews of payline data

When searching for the best credit card payment solution, you might come across Payline data services. Payline Data is a payment processor based in Chicago, Illinois, United States, and known for its hassle-free upfront interchange-plus payment pricing structure. Payline is also a Pineapple Payments company, so you can expect superb payment solutions tailored to diverse business environments. You don’t have to worry about contractual fees, cancellation fees, setup, or application fees. There are also no hidden fees and they guarantee the lowest rates. Another reason Payline Data is a popular choice is that it donates 10% of its profits to providing funding for diverse non-profit organizations.

Payline is also a registered Independent Sales Organization (ISO) and acts as a financial service platform for huge clients and an aggregator for small clients. This means they cover a lot of customer ground. It’s no wonder they handle over 33.3 billion transactions for over 240,000 merchant accounts, making them one of the most popular payment processors in the U.S.

They also offer free 1099K reporting which is now a necessity in 2022 for freelancers, independent contractors, small business owners, e-commerce merchants (including eBay, Amazon, and Etsy sellers). However, there’s a lot more you must consider before selecting your ideal payment processor.

In this Payline data review, we will talk about Payline data’s fees, payline data login, payline phone number, and entire customer service. To access payline data reviews, we will also evaluate numerous customer reviews including positive and negative reviews about Payline data to help you get a clearer and unbiased picture of what you get from Payline Data.

Payline data review overview – Payline definition

The first thing you need to know in this payline data reviews page is that Payline operates as a front-end processor. This means Payline Data would work on your behalf to process all credit, debit, online, ACH payments, and lots more. What’s more, it also means that they connect you to credit card networks, and handle the authorization and settlement services for your merchant account. Beyond this typical definition of a front-end processor, they also provide diverse solutions depending on the nature of your business and the channels you use. Generally, there are solutions for in-store, online and mobile payments, non-profit, franchises, high-risk merchants, enterprise businesses, and healthcare services.  You can also expect other features such as invoicing, automated clearing house (ACH) payments, and point-of-sale systems as well.

A snapshot of payline data reviews

At its core, the best thing about Payline data is its highly responsive customer support and fair prices. Lots of positive customer reviews also talk about their easy-to-use payment software solutions that are beginner-friendly.  Some customers especially talk about their extensive support for diverse mobile payment channels including Apple Pay, Android, and Samsung Pay. There are also no setup fees, cancellation fees, or early termination fees which makes Payline data one of the best out there. Another reason Payline data stands out as one of the best payment service providers is that they don’t use pushy or confusing marketing tactics. Their website and representatives are entirely professional and transparent.

Overall, they present a decent reputation in terms of features, software, and hardware solutions. But we always recommend reading the fine print and calculating the actual processing fees you will pay within your unique business environment before selecting any payment processor. Once you sign up with Payline Data, you authorize the company to process credit cards, ACH, debit cards, and e-check transactions to deliver whatever funds you earn to your bank account. Depending on the nature of your business and the sales channels you use, there are a variety of ways to ensure that you can accept any type of payment. Payline Data offers solutions for online, mobile, and in-store payment.

Payline data credit card processing solution – pros and cons

Pros

  • Monthly contracts that can be canceled at any time without additional fees
  • 24/7 Payline data phone number support
  • Robust guides, tutorials, and a dedicated blog to ensure you maximize the impact of Payline on your business
  • Payline data offers a free calculator to determine the unique fees your business would pay for using this payment processing solution.
  • Payline partners with Verifi’s card holder dispute resolution network to offer fraud and chargeback protection.
  • Specialist payment option with hassle-free HIPAA compliance for healthcare companies.
  • Payline gives you access to diverse hardware solutions from different brands, which means you have control over all the equipment you choose to use.
  • Payline data’s Interchange pricing structure with payments between 0.2% + 10 cents per transaction and 0.4% cents + 20 cents per transaction. This flat-rate pricing structure helps keep your financial records straight and simple.
  • Software cost begins from $10 per month
  • Pay