Updated on November 22, 2021

Merchants Bancard Network Offers Unsurpassed Flexibility, Security and Technical Solutions to eCommerce Clients. Gregory Bair

Merchants Bancard Network’s (MBN) eCommerce payment processing solutions meet their clients needs of a 24/7 business operation which is secure and integrates with all devices. These eCommerce Clients solutions allow the merchant to keep their lights on, accepting payments while they are asleep. With flexible options, advanced tracking options, a private cloud-based processing network, and secure account verification, MBN has the right eCommerce solution for any client.

With security Clients as the top concern of an eCommerce merchant’s customers, MBN prioriizes fraud avoidance through both protection and educational tools for their clients. MBN also focuses on user experience Clients (UX) in the design of their interface, allowing an easy to use and fun experience for the customers Clients to come back to the merchant’s site again and again. They also offer a full functionality of the UX interface among all devices. Smart about fraud and tech, MBN is the right solution for eCommerce businesses Clients.

Introduction

Founded in 1991, Merchants Bancard Network is a full service company that meets the needs of a variety of merchants in the United States. Operating as a Merchant Services Provider, Merchants Bancard Network caters their services to businesses such as retailers, restaurants, on-the-go mobile companies, eCommerce sites, medical facilities, franchise companies, business-to-business, business-to-client, travel and hospitality.

Merchants Bancard Network has helped more than 70,000 merchants to have a secure, high quality business payment system. They strive to provide personalized service to each and every customer, keeping in their scope the notion that building and maintaining good relationships is the key to their business goals.

With great support and products, Merchants Bancard Network caters to the needs of merchants. With a proven philosophy, they cater to the needs of agents.

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Ecommerce

Merchants Bancard Network has great many great solutions for any eCommerce business.

Online Shopping Carts – Customers can use Merchants Bancard to setup their online shopping cart. This easy process helps merchants and individuals who need to accept credit card transactions over the Internet for their online store. Merchants Bancard accepts all major cards, provides secure account verification and advanced tracking, and allows the customer to keep their shopping experience open 24 hours a day, 7 days a week.  One of the many helpful tasks Merchants Bancard Network provides for their customers is customer education, because all of the security Merchants Bancard Network offers can be breached all too easily without the merchant undersanding the nuances of facilitating a flawless checkout experience.

Integrate Your Shipping Software – Ecommerce merchants can use Merchants Bancard Network to improve their productivity and efficiency with the logistics side of their eCommerce site.  As a business person, you integrate the shipping software with the payment platform system.  Taking this simple step actually saves time and reduces errors caused by typing the information a second or third time. Throughout this automation and streamlining, get more work done using less time from a business perspective this help is very powerful.  It allows you to track shipments, prioritize orders, monitor inventory, coordinate purchase orders and invoicing, and even more.  It is really amazing and Merchants Bancard Network can do it all for you.  Just call in and ask for some ideas and education that is specific for your business needs.

It’s All Safe and Secure on the Cloud – MBN prioritizes fraud avoidance through both protection and educational tools for their clients.  In fact, MBN has a secure, cloud-based credit card processing network which allows them to save consumer data with no third party interference.  They believe so strongly in security that they use this private cloud to keep fewer eyes from potentially viewing customer’s information.  It is a merchant’s legal responsibility to keep their customer’s private data safe when they share it so willingly on the website.  The customers trust when they save their credit card data on the site for quick and easy purchasing later, that when this service is offered the security provided by the eCommerce site backs it up. The customers deserve the peace of mind to know that this data will remain safe and secure, still there for them when they need it, but hidden away from those that would seek to steal it. Why not use an eCommerce processing  company that propels security to such a high level? MBN is the right solution for eCommerce businesses.

Products and Services

If a full-service company is the market share for you, then Merchants Bancard (MBN) is a company to notice.  MBN has a full range of POS terminal options: mobile processing, gift cards, loyalty programs, e-checks and many other flexible merchant  solutions.

POS Terminal Options – MBN offers both used and new equipment from major manufacturers.  They can meet those needs complete with POS software that will meet your company’s specific needs.  Merchants Bancard Network provides a full range of options, including for example: connecting on a traditional phone line or over the Internet, PINpads and SMART Card readers, thermal printers, and devices for Tap & Go credit or debit cards.  If you do not use a cash register or computer, they even have a solution for you.

Mobile Credit Card Processing –  Merchant Bancard Network’s mobile payment options are designed to be in accordance with PCI-DSS rules and specifications.  They support both Apple and Android devices, and a no expensive landline is needed. You can track every transaction with the most secure wireless networks—and  their authorizations are blazing fast.  You can take a payment from anywhere you can get a wireless signal. In the past, merchants were dependent on a phone line or power supply, now simply a mobile signal will suffice.  Merchant Bancard Network would like to also like you and your customers to always use a passcode lock on their mobile device, because again, it’s all for not if basic security steps are not taken in every step of the process.

Merchants Bancard also has solutions for:

  • Gifts card, which can drive sales for the merchant.
  • Loyalty programs, which is an excellent method to say “thanks” to your very best customers.
  • E-checks, a paperless solution which allows merchants to accept checks, and can improve productivity and efficiency with invoicing and billing.

Medical Offices and Premier Merchant Processing – The medical industry has always been and still continues to improve productivity and efficiency with more automation and payment choices.  Merchants Bancard provides a designated account manager to ensure that medical office business needs are properly addressed, including using the best solutions as well as the very latest hardware and software so that there is the highest level of fraud protection.  The company provides extra training and assistance so that the medical practice is fully compliant and extra features can be used, such as properly handling recurring bills.  Compliance, efficiency, and training for  the medical industry is what MBN stands for.

Rates and Fees

  • First pay: $10.00 a month.  $10.00 minimum.
  • $0.05 for each transaction.
  • $3.00 for your statement (paper statement that is postal mailed to you).
  • Tiered Pricing with Interchange Plus Rates, ranging from 1.79% (Qualified), to 2.19% (Mid-Qualified), and 2.49% (Non-Qualified). Most transactions will be the 1.79 to 2.19.  (This depends on the card brand you are accepting.)
  • PCI (security) – $2.95 monthly.
  • IRS (to ensure reporting) – $2.95 monthly.
  • Ability to view statements, all transactions, details –  $2.95 monthly.

Agents

MBN has helped more than 70,000 merchants since 1991.  Their agents are in the market of selling MBN’s solutions.  Agents work with customers, get residual payments, receive instant approvals, and can use business management  or sales management tools.  MBN builds a strong team between the agents, inside customer service and customer support, and the merchants.

Contract Terms

  • Three year contract
  • There are early termination fees
  • Month to month contract available

Customer Service and Technical Support

In house customer service and technical Clients support are available 24 hours a day, 7 days a week, 365 days a year—proof of their customer Clients commitment to their merchants.  Live chat is available 8 a.m. (PST) to 5 p.m. weekdays.  A live chat operator is not always available however, but you can leave a message using a form they provide on their webiste.  You can fax a