Durango Merchant Services operates in varying ways to meet consumer demand:
- Mail Order/Telephone Order (MOTO)
Durango Merchant Services offers eCommerce accounts to merchants who have previously been declined or operate high risk businesses. For those merchants whom are eligible for a traditional eCommerce account, Durango is ready to offer a higher service level.
Durango also offers the following PCI compliant gateway services to their merchants:
- Virtual Terminal
- Recurring Billing
- Free Shopping Cart
- Buy Now Button Generators
- Email Invoicing
- Customer Vault
- PCI Certification
These benefits are also offered:
- Quickbooks SyncPay
- Mobile Payments
- Batch Uploads & API Integration
- Fraud Protection Tools
- VbV & 3DSC
- AVS & CBB Rule Matching
- Loan Balancing
Mail Order/Telephone Order (MOTO
This service is offered by Durango to merchants in telemarking and direct mail campaigns.
With Durango Merchant Services ‘most basic Hypercom T7 terminal, and their fastest IP-enabled terminals, and even USB-based computer card readers (with QuickBooks compatibility), they have the right equipment for a retail merchant’s card swiping needs. They also have wireless terminals available for use by merchants.
Durango Merchant Services supports a wide range of mobile devices from iPhone to Android, and even Blackberry. They also support the iPad. Simply contact an account manager to receive further details on the most appropriate solution for your mobile merchant operation.
Tens of Millions in the US do not have sufficient credit for procuring a credit card. These customers want to order products too but are forced to use checks as they have no available credit. This is a huge untapped financial resource for merchants who do not accept eChecks.
In this competitive market, selecting a reliable partner to process checks is an intelligent business choice. Durango Merchant Services has the most recent technology to assist the merchant in accepting check payments in person, online, in the mail, or over the phone. The most efficiently run businesses use various payment options which boost sales potential, lower expense, quicken the collections process, and protect from fraud targeting.
Millions of potential customers cannot get credit, others may not have enough available credit and some may just prefer to pay via check. Allowing check payment extends the reach of a merchant into other economic pools that they would never reach when only accepting credit cards.
This eCheck process works by the customer selecting the online eCheck option available on the website, and entering the bank account information requested on the site. The funds are deducted from the customer’s checking account and deposited into the merchant account. Durango offers the merchant an account manager to facilitate this process.
Durango Merchant Services feels very strongly about fraud protection. It is imperative for all merchants, but even more so for those merchants categorized as high risk. If a transaction is deemed fraudulent, the merchant takes the loss on both the cost of the goods or services, and from a processor penalty. If more than 1% of sales results in chargebacks, the merchant’s account is terminated, which can force a merchant out of business. The merchant may even be placed on the TMF list, preventing them from procuring any account, even high risk. These laws are in place for the protection of customers, not the merchants. The merchant must protect their business from fraud.
Durango offers fraud protection to their merchants using MasterCard SecureCode, Verified by Visa, Fraud Scrubbing and dCheck Demand Draft.